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The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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James W. McCormack, Broker, REALTOR, e-PRO, RECS
Help-U-Sell Edge Real Estate
1454 Bethlehem Pike
North Wales, PA 19454
Office: 215-619-0100 ext. 111
Direct: 215-397-5102
jwm@jameswmccormack.com

The James W. McCormack Home Selling Team
James W. McCormack, Broker/Owner, Lead Listing Specialist and Mortgage Consultant
Joseph Hradnansky, Buyer Specialist
James Henshaw, Transaction Manager

James W. McCormack
Broker/Owner, REALTOR, e-PRO, RECS, Real Estate and Mortgage Consultant
Your Personal Real Estate Expert Who Cares About You AND Guarantees it!

James W. McCormack Broker/Owner of Help-U-Sell Edge Real Estate, is an experienced full-time real estate professional serving Bucks County PA and Montgomery County PA. Jim is a graduate of the University of Pennsylvania and Archbishop Ryan High School.

He is a member of the Bucks County Association of Realtors, Pennsylvania Association of Realtors and the National Association of Realtors. Jim McCormack and Help-U-Sell Edge Real Estate are members of the Better Business Bureau.

Jim received a sales award from Help-U-Sell in 2005. He looks forward to helping you buy and sell real estate in Bucks and Montgomery Counties. Jim and his wife, Dawn, lived in North Wales/Montgomery Township from 1999 through 2004. In January 2005 they moved to Quakertown.

Please visit my websites for lots of great real estate related information: www.NorthPennHomes.com, www.BucksMontPA.com and www.JimTheRealEstateExpert.com.

License Jurisdiction: Pennsylvania
Brokerage Company License #: RB063564
Broker of Record: James W. McCormack
Broker of Record License #: RM419403
Company Name: JWM Realty, LLC dba Help-U-Sell Edge Real Estate
Address: 1454 Bethlehem Pike, North Wales, PA 19454
Office Phone: 215-619-0100